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ServiceHard£500–£2kFirst sale: 1–3 months

VAT Reclaim Consultancy

Reclaim missed VAT for SMEs — paid as % of recovered tax

Reclaim missed VAT for SMEs — paid as % of recovered tax.

Day-to-day work involves reviewing SMEs' VAT records, identifying unclaimed VAT, and preparing claims for HMRC. You will spend time on initial consultations, gathering documentation, and communicating with clients throughout the recovery process. Regular updates and reports to clients are crucial to keep them informed about their claim status and expected outcomes.

With the economic climate tightening, many SMEs are looking for ways to recover lost funds. The recent surge in VAT rates has placed additional pressure on businesses, making VAT reclaiming a timely service. Now, more than ever, SMEs need expert help navigating complex VAT regulations and ensuring they're not leaving money on the table.

As a founder, you should have a solid understanding of VAT regulations and experience in finance or accounting. Expect to spend 15-20 hours a week on client work initially, gradually increasing as you build your portfolio. Networking and establishing credibility are key to gaining clients, especially in the early stages.

In 12-24 months, you could establish a client base of 20-30 SMEs, potentially recovering £50,000 to £100,000 in VAT claims. This could translate to revenue of £10,000 to £30,000 after your commission, with opportunities for repeat business as clients continue to seek your services.

Skills you'll need
  • VAT
  • Audit
Monetisation

20–30% of recovery

Expect a gross margin of around 70% once established, given the low overhead costs.

Why now

The UK economy is facing challenging times, prompting SMEs to seek ways to recover lost revenue. Increased scrutiny on VAT compliance means that many businesses may be unaware of their reclaimable amounts, making this service increasingly valuable.

Who pays you

SMEs with annual revenues of £100,000 to £5 million, particularly those that are VAT registered. These businesses often lack the internal resources or expertise to identify and reclaim missed VAT.

UK market

There are over 5 million SMEs in the UK, with approximately 2.3 million registered for VAT. Approximately 30% of these businesses are believed to miss out on VAT claims, representing a significant market opportunity for consultancy services.

Revenue & pricing

You will charge a commission between 20-30% on the reclaimed VAT amount. This performance-based model aligns your interests with those of your clients, encouraging successful outcomes.

  • Basic Package: 20% of reclaimed VAT up to £5,000
  • Standard Package: 25% of reclaimed VAT between £5,001 and £20,000
  • Premium Package: 30% of reclaimed VAT over £20,000
  • Consultation Fee: £150 for a one-off assessment
Realistic year one: In your first year, expect to generate £15,000 to £30,000 in revenue with a profit margin of 30-50%. Building a client base will take time, and initial months may result in limited income.

Costs

Startup costs
  • Training courses on VAT300
  • Website development700
  • Marketing materials400
  • Business registration fees12
  • Insurance (professional indemnity)500
Monthly running costs
  • Website hosting10
  • Accounting software (Xero)30
  • Professional indemnity insurance40
  • Marketing (ads, SEO)100

First steps

  1. 1Train on VAT
  2. 2Audit 5 free clients
  3. 3Sell on results

Your first 90 days

First 30 days
  • Complete VAT training and obtain necessary materials.
  • Set up a professional website and create service pages.
  • Identify and approach five potential free clients for audits.
  • Network with local business groups to gain visibility.
  • Set up accounting software (Xero) and business banking (Tide).
30–90 day milestones
  • Conduct VAT audits for the five free clients and document findings.
  • Secure at least three paid clients based on results from free audits.
  • Establish a referral program to encourage word-of-mouth marketing.
  • Launch a targeted marketing campaign, including social media.
  • Develop case studies from initial clients for future marketing.

How to get customers

Social Media

Utilise LinkedIn to connect with SMEs and share informative VAT content.

Networking Events

Attend local business forums and meetups to promote services.

Email Marketing

Build an email list and send out regular newsletters with VAT tips.

Content Marketing

Create a blog with insights on VAT reclaiming to attract organic traffic.

Tools you'll actually use

ToolCostWhy
Xero30For managing client accounts and invoicing.
Tide0For easy business banking and expense tracking.
Stripe2.9% + 20p per transactionTo process client payments efficiently.
Calendly8For scheduling client meetings without back-and-forth emails.
Notion5For organising client data and project management.

Common mistakes to avoid

  • Not fully understanding VAT regulations and updates.
  • Underestimating the time required for client audits.
  • Failing to communicate clearly with clients about processes.
  • Neglecting to follow up on potential leads.
  • Overpromising on recovery amounts without proper audits.

How to scale this

  1. 1Start as a solo consultant focusing on a small client base.
  2. 2Hire additional consultants as client demand increases.
  3. 3Develop training materials for new hires to ensure consistency.
  4. 4Expand services to include ongoing VAT advisory for retained clients.

Risks & mitigations

Risk

Changes in VAT regulations affecting claims

Mitigation

Stay updated with HMRC guidelines and continuous training.

Risk

Difficulty in acquiring clients

Mitigation

Offer free audits to showcase value and build testimonials.

Risk

Delayed payments from clients

Mitigation

Implement clear payment terms and regular invoicing.

Risk

Potential client dissatisfaction

Mitigation

Maintain open communication and set realistic expectations.

UK legal & compliance

  • Ensure compliance with HMRC regulations for VAT reclaiming.
  • Obtain professional indemnity insurance to protect against claims.
  • Register your business with Companies House if necessary.
  • Comply with GDPR when handling client data.

FAQ

How long does a VAT reclaim take?

Typically, it takes 4-6 weeks for HMRC to process a VAT reclaim.

What if my business is not VAT registered?

You cannot reclaim VAT unless your business is VAT registered.

Do I need to pay VAT on your fees?

Yes, VAT will be added to your consultancy fees if applicable.

What happens if HMRC rejects my claim?

You can appeal the decision, and I will assist with the process.

Can you help with historical claims?

Yes, I can assist with claims from previous accounting periods within the time limits.